30+ AI agents
Invoice, Accounting, Tax, Audit, CFO, Payment, and domain specialists collaborate continuously.
Invoice AI · Autonomous Finance
Your Autonomous Finance Department.
Invoice AI is a Multi-Agent Finance OS - 30+ specialist agents supervised by AOPs that upload, understand, book, tax, approve, pay, and report while you sleep.
- No credit card required
- Setup in under 5 minutes
- Secure & private - your data stays yours
- Host wherever you want
- GDPR, GoBD & data sovereignty
- Trusted by startups and enterprises
Buchloe & Munich
Time saved
35h / month
Automated
87%
Typical ROI
12×
Live pipeline
Autonomous run
-
1
Invoice uploaded
-
2
AI vision understanding
-
3
AI extracting data
-
4
Bookkeeping completed
-
5
Tax calculated
-
6
Manager approval
-
7
Financial dashboard updated
Designed for companies of every size.
Invoices automated
Hours saved / month
%
Extraction accuracy
%
Agent uptime
Finance OS
Multi-Agent Finance OS
Not another ERP screen. An autonomous operating system with specialist agents, supervisors, and auditable AOPs.
Agent Operating Procedures
Repeatable playbooks that encode how agents extract, code, escalate, and post with human override.
Supervisor orchestration
Orchestrates agents, resolves conflicts, and keeps every decision explainable for auditors.
Product
One Platform. Every Finance Workflow.
From document intake to cash and compliance - one autonomous operating system.
IN
Invoice Processing
Automatically extracts data from invoices using AI.
BK
Bookkeeping
Creates journal entries without manual work.
TX
Tax Compliance
Automatically calculates VAT and prepares reports.
EU
EU E-Invoice
Quick-create UBL and Peppol-ready e-invoices for EU and DE workflows.
AI
AI CFO
Ask questions in natural language.
“How much VAT do we owe this quarter?”
PA
Banking & Payments
Schedule SEPA payouts, match bank lines, and reconcile cash automatically.
SU
Subscriptions
Track recurring vendors, pause or resume, and catch renewal charges early.
RE
Renewals & Quotes
Quote Analyzer flags contract drift so you negotiate before auto-renew.
CC
Control Center
One board for due payments, subscriptions, and AI recommendations to act on.
PR
Procurement A to Z
Multi-agent sourcing from requisition to PO, three-way match, AP, and payment.
AP
Approvals
Route exceptions through your matrix with full context and an audit trail.
AN
Analytics
Real-time financial intelligence.
Solutions
From upload to insight in one flow
Hover each stage to see what autonomous finance looks like in practice.
Solutions · Procurement
Procurement from A to Z, run by multi-agents
One autonomous finance OS covers the full journey: requisition, supplier matching, offer compare, PO approvals, three-way match, AP coding, payment, and renewal control. Humans stay in the loop where policy requires it.
Stage detail
Need & requisition
Capture the business need in natural language or structured forms. Agents clarify budget, cost center, and urgency before anything is sourced.
Agents on this stage
- Financial Chat Assistant
- AI CFO
- Procurement Agent
Outcome: a clear requisition with spend context ready for sourcing.
Stage detail
Supplier discovery & matching
Match preferred vendors, risk signals, and payment history. Supplier Intelligence profiles who can deliver without inventing a new vendor master outside your controls.
Agents on this stage
- Supplier Intelligence Agent
- Procurement Agent
- Fraud Detection Agent
Outcome: a shortlist grounded in your supplier data and fraud checks.
Stage detail
RFQ & offer comparison
Collect quotes and compare offers side by side. Document compare and AI assistance highlight price, terms, and gaps so buyers decide with evidence.
Agents on this stage
- Procurement Agent
- Supplier Intelligence Agent
- Financial Chat Assistant
Outcome: an evidence-backed recommendation, not a black-box pick.
Stage detail
Negotiation & recommendations
Draft counter positions and executive digests. Quote Analyzer and Ask AI help push back on unfair increases while citing your contract or prior quote.
Agents on this stage
- AI CFO
- Supplier Intelligence Agent
- Financial Chat Assistant
Outcome: a negotiation draft and CFO-ready rationale.
Stage detail
PO & approval matrix
Raise purchase orders and route them through your approval matrix. Thresholds, roles, and audit trails keep spend policy enforceable.
Agents on this stage
- Procurement Agent
- Audit Agent
- AI CFO
Outcome: an approved PO with an explainable approval path.
Stage detail
Goods receipt & three-way match
Align PO, receipt, and invoice before payment. Procurement and Fraud agents flag quantity, price, and vendor mismatches early.
Agents on this stage
- Procurement Agent
- Invoice Processing Agent
- Fraud Detection Agent
Outcome: three-way control before cash leaves the business.
Stage detail
Invoice capture & AP coding
OCR and invoice agents extract lines, VAT, and vendors. Accounting proposes GL and cost-center coding; VAT rules stay jurisdiction-aware.
Agents on this stage
- OCR Agent
- Invoice Processing Agent
- Bookkeeping Agent
- VAT Compliance Agent
Outcome: coded AP ready for books, e-invoice, or ERP export.
Stage detail
Payment & recurring
Schedule payouts, reconcile bank feeds, and track recurring vendor charges. Cash-flow agents surface timing risk before due dates slip.
Agents on this stage
- Cash Flow Forecast Agent
- Bookkeeping Agent
- Audit Agent
Outcome: paid and reconciled with a clean cash trail.
Stage detail
Renewal & contract control
Watch cancel-by dates, auto-renew traps, and quote drift. Renewals, vendor spend, and negotiation copilots close the loop back to sourcing.
Agents on this stage
- Supplier Intelligence Agent
- AI CFO
- Financial Chat Assistant
Outcome: renewals managed before they become surprise spend.
Multi-agent handoff
Specialist agents hand work to each other under AOP supervision. No single bot owns the whole company process.
Controls stay first-class
Approval matrices, three-way match, fraud flags, and audit trails sit on the same path as automation.
Procure to pay to renew
Documents, offers, banking, subscriptions, and renewals share one OS so procurement does not stop at the PO.
Solutions · Insurance
Insurance claims automation from A to Z
Invoice AI gives insurers an autonomous finance and claims-ops layer: intake claim packs, extract and classify evidence, match parties and policies, surface fraud and duplicate signals, route approvals, pay partners and policyholders, and report to finance. Humans stay in the loop where your matrix requires it.
Built for claims and finance operations teams. Invoice AI is software for document, approval, and payment workflows. It is not a BaFin-licensed insurance product, underwriting engine, or regulated claims settlement system by itself.
Stage detail
FNOL and claim intake
Capture first notice of loss with photos, invoices, medical bills, repair estimates, and agent notes. Mailbox ingest, upload, and Ask AI turn messy claim packs into structured cases without a separate portal for every document type.
Agents on this stage
- OCR Agent
- Financial Chat Assistant
- Invoice Processing Agent
Outcome: a claim file with documents ready for extraction, not a folder of unread attachments.
Stage detail
AI extraction and classification
OCR and invoice agents read claim and vendor documents, classify insurance claims vs partner invoices, and extract amounts, dates, membership or policy hints, and line items. Control Center keeps the run explainable for ops and audit.
Agents on this stage
- OCR Agent
- Invoice Processing Agent
- Bookkeeping Agent
Outcome: structured facts from claim evidence and bills, ready for matching and review.
Stage detail
Fraud and duplicate signals
Fraud and audit agents flag duplicate invoices, repeated claim patterns, anomalous amounts, and suspicious vendor signals. These are decision-support signals for adjusters and AOPs, not a silent auto-deny black box.
Agents on this stage
- Fraud Detection Agent
- Audit Agent
- Invoice Processing Agent
Outcome: risk cues on the same path as the document, with an audit trail.
Stage detail
Policyholder and party matching
Parties link claimants, insureds, agents, clinics, and workshops. Claim profile checks compare membership and coverage rules you configure in the workspace so ops can see eligibility gaps early.
Agents on this stage
- Supplier Intelligence Agent
- Audit Agent
- Financial Chat Assistant
Outcome: the claim is tied to the right people and partner records before money moves.
Stage detail
Approval workflows
Route high-value or high-risk claims through your approval matrix. Thresholds, roles, and explainable decisions keep supervisors and AOPs in control while routine low-risk packs move faster.
Agents on this stage
- Audit Agent
- AI CFO
- Financial Chat Assistant
Outcome: an approved path with who decided what and why.
Stage detail
Payouts and payments
Schedule reimbursements and partner payouts, reconcile bank feeds, and keep recurring charges visible. Cash-flow agents surface timing risk before due dates slip for workshops, clinics, or policyholders.
Agents on this stage
- Cash Flow Forecast Agent
- Bookkeeping Agent
- Audit Agent
Outcome: paid and reconciled with a clean cash trail.
Stage detail
Partner and vendor invoices
Workshops, clinics, assessors, and other partners send invoices into the same AP path: OCR, VAT-aware coding, e-invoice where required, and three-way style checks against the claim file when you have a PO or estimate.
Agents on this stage
- OCR Agent
- Invoice Processing Agent
- Bookkeeping Agent
- VAT Compliance Agent
Outcome: partner AP handled beside the claim, not in a side spreadsheet.
Stage detail
Policy and vendor renewals
Track cancel-by dates, auto-renew traps, and quote drift on vendor and service contracts that support claims ops. Renewals and Ask AI close the loop so support contracts do not surprise finance.
Agents on this stage
- Supplier Intelligence Agent
- AI CFO
- Financial Chat Assistant
Outcome: supporting contracts managed before they become surprise spend.
Stage detail
Reporting and CFO digests
Finance Control and CFO digests summarize claim-related spend, open approvals, partner payables, and cash timing. Ask AI answers operational questions across documents without exporting everything to a BI project first.
Agents on this stage
- Reporting Agent
- AI CFO
- Financial Chat Assistant
Outcome: leadership sees claims ops and cash in one finance OS.
Multi-agent orchestration
Specialist agents hand work across intake, extraction, fraud, parties, approvals, payments, and reporting under AOP supervision. No single bot owns the whole claims journey.
Controls stay first-class
Approval matrices, fraud flags, party matching, audit trails, and banking reconciliation sit on the same path as automation.
Intake to payout to renew
Documents, parties, approvals, banking, e-invoice, renewals, and Ask AI share one OS so claims ops does not stop at FNOL.
AI Agents
AI Agent Workforce
Specialist AI agents collaborate like a finance department that never sleeps - deployable across every plan from Ultimate upward.
Invoice Processing Agent
Captures, classifies, and extracts invoice data at scale.
OCR Agent
Reads PDFs, scans, and photos with enterprise-grade accuracy.
Bookkeeping Agent
Posts entries, suggests GL codes, and keeps ledgers clean.
Fraud Detection Agent
Flags duplicates, anomalies, and high-risk payments.
VAT Compliance Agent
Validates VAT IDs, rates, and jurisdictional rules.
Tax Assistant
Estimates liabilities and prepares tax-ready summaries.
AI CFO
Executive insights on spend, cash, and runway.
Procurement Agent
Coordinates PO, receipt, and invoice matching across the procure-to-pay chain.
Supplier Intelligence Agent
Profiles vendors, risk, and payment behavior.
Cash Flow Forecast Agent
Projects outflows and payment timing with AI.
Reporting Agent
Builds board-ready reports and KPI packs.
Audit Agent
Produces explainable audit trails for every decision.
Financial Chat Assistant
Ask finance questions in natural language.
Built for every seat in finance
Switch perspectives - same live data, role-aware views.
invoice.ehopn.com / dashboard
AP open
€128k
VAT due
€24.6k
Automation
91%
Executive
Runway, burn, and exception heatmaps for leadership.
- Live ledger sync
- Explainable agent runs
- Exception queue ready
Accountant
Journals, accounts, and posting queues with explainability.
- Live ledger sync
- Explainable agent runs
- Exception queue ready
Auditor
Fraud signals, duplicate risk, and immutable audit trails.
- Live ledger sync
- Explainable agent runs
- Exception queue ready
Tax
VAT ledgers, filing readiness, and jurisdiction checks.
- Live ledger sync
- Explainable agent runs
- Exception queue ready
Cash Flow
Payment calendar, liquidity forecast, and bank matches.
- Live ledger sync
- Explainable agent runs
- Exception queue ready
AI Insights
Natural-language answers grounded in your books.
- Live ledger sync
- Explainable agent runs
- Exception queue ready
AI Chat
Ask your AI finance team
A live preview of CFO chat grounded in your books.
CFO Agent · online
Based on posted journals, estimated VAT payable is €24,610 for Q2 with 3 exceptions awaiting approval.
Why Invoice AI
Stop stitching tools. Run finance as software.
| Legacy stacks | Invoice AI | |
|---|---|---|
| Manual bookkeeping | ✓ | - |
| Autonomous agents | - | ✓ |
| VAT & tax assist | Partial | ✓ |
| Explainable audit trail | Exports | ✓ |
| Natural-language CFO | - | ✓ |
Enterprise capabilities, ready on day one
Thirty building blocks of an AI-native finance OS.
- OCR
- AI Document Understanding
- Multi-language
- Multi-currency
- Bookkeeping
- VAT
- Tax Filing
- Approval Workflows
- Purchase Orders
- Supplier Portal
- Customer Portal
- Bank Reconciliation
- Fraud Detection
- AI Chat
- Analytics
- Reports
- API
- Integrations
- Audit Trail
- Digital Signature
- Role Permissions
- Notifications
- Semantic Search
- Knowledge Base
- AI Agents
- Forecasting
- Explainability
- Compliance
- Enterprise Security
- Mobile Support
Contract renewals
Never miss a renewal. Push back on unfair increases.
Paste in a renewal quote, compare it to your original contract, flag increases beyond your cap, and draft a negotiation email. Track cancel-by deadlines, risky clauses, and vendor spend in one place.
No account required for Quote Analyzer.
Quote Analyzer
Upload contract + quote. See overcharge vs your contractual cap and cancel-by date.
Negotiation Copilot
Generate a counter-offer email with tone and position that cites the clause.
Savings realised
Record negotiation outcomes and total what you kept versus the quote.
AI term extraction
Pull renewal date, price, notice period, cap, and auto-renew from PDF/Word.
Reminders & risks
Email alerts at 90/30/7 days. Flag auto-renew traps and short notice windows.
Vendors & Ask AI
Group spend by vendor and ask plain-language questions about your portfolio.
AI Platform
AI Finance Capabilities
End-to-end automation across capture, controls, compliance, and insight.
- AI OCR
- Invoice Classification
- Automatic GL Coding
- Cost Center Detection
- Duplicate Invoice Detection
- Fraud Detection
- Vendor Matching
- Purchase Order Matching
- Three-Way Matching
- VAT Validation
- ZATCA Compliance
- Peppol Support
- E-Invoicing
- AI Insights
- Cash Flow Forecasting
- Budget Analysis
- Spend Analytics
- AI Search
- AI Chat
- Workflow Automation
- Audit Trail
- Digital Approval Matrix
ERP · ERP · Identity
Enterprise Integrations
Connect Invoice AI with your existing enterprise ecosystem in minutes.
ERP
Accounting
Banking
Productivity
Storage
Identity
Industries
Industry solutions
Finance automation use cases tailored to how each sector buys, pays, and reports.
Manufacturing
PO matching, supplier invoices, and plant-level cost control with AI agents.
Healthcare
Vendor bills, claims support docs, and regulated spend audit trails.
Government
Compliant intake, multi-level approvals, and transparent public-sector audit logs.
Retail
Vendor invoices, store receipts, and margin-ready books across locations.
Construction
Subcontractor invoices, retentions, and project cost capture.
Banking
Vendor controls, dual approval, and audit-ready AP for regulated institutions.
Insurance
FNOL intake, claim docs, policy matching, fraud signals, approvals, and payouts.
See claims automationLogistics
Carrier invoices, freight matching, and multi-currency settlement.
Energy
Utility bills, project spend, and compliance-ready cost allocation.
Education
Grant spend, supplier invoices, and campus procurement workflows.
Security
Security & Compliance
Enterprise controls for regulated finance data - from encryption and SSO to private AI and zero trust.
Pricing
Enterprise AI Finance Automation Platform
A complete finance operating system - AI Agents, workflow automation, ERP integrations, compliance, APIs, and enterprise deployment.
Individuals & Trial Users
Free
Try AI invoice processing with a personal workspace.
€0/month
€0/month
Freelancers & Consultants
Pro
Bookkeeping, VAT, and cloud storage for solo professionals.
€29/month
€23/month
€276/year billed annually
Growing Businesses & Startups
Pro Plus
Approvals, AI CFO, APIs, and team collaboration.
€99/month
€79/month
€948/year billed annually
SMEs & Finance Teams
Ultimate
Full AI Agent Workforce for finance operations.
€299/month
€239/month
€2,868/year billed annually
Enterprises & Government
Enterprise
Private AI, hybrid deployment, and dedicated success.
Custom Pricing
Typical Annual Contract Value
€20k–100k+
Annual contracts · Custom deployments · Enterprise agreements
Compare plans
See how Starter through Enterprise scale for finance teams and platforms.
| Feature | Free | Pro | Pro Plus | Ultimate | Enterprise |
|---|---|---|---|---|---|
| Invoices | 10 / mo | 500 / mo | 5,000 / mo | 50,000 / mo | Unlimited |
| Users | 1 | 2 | 10 | Unlimited | Unlimited |
| Storage | 250 MB | 5 GB | 50 GB | Unlimited | Unlimited |
| AI OCR | ✓ | ✓ | ✓ | ✓ | ✓ |
| AI Bookkeeping | - | ✓ | ✓ | ✓ | ✓ |
| AI CFO | - | Assistant | ✓ | ✓ | ✓ |
| Approval Workflow | - | - | ✓ | ✓ | ✓ |
| ERP Integrations | - | - | - | ✓ | ✓ |
| API Access | - | - | ✓ | ✓ | ✓ |
| Private AI | - | - | - | - | ✓ |
| Dedicated Infrastructure | - | - | - | - | ✓ |
| On-Premise | - | - | - | - | ✓ |
| SSO | - | - | - | - | ✓ |
| White Label | - | - | - | ✓ | ✓ |
| Custom AI Agents | - | - | - | Limited | ✓ |
| Priority Support | - | - | ✓ | ✓ | ✓ |
| Training | - | - | - | ✓ | ✓ |
| SLA | - | - | - | Basic | ✓ |
| Customer Success Manager | - | - | - | - | ✓ |
Developers
API & Developer Platform
Build on Invoice AI with REST, GraphQL, webhooks, SDKs, and enterprise-grade controls.
Platform capabilities
- REST API
- GraphQL API
- Webhooks
- OAuth2 Authentication
- OpenAPI Documentation
- SDKs (JavaScript, Python, Java, .NET)
- Sandbox Environment
- API Keys
- Rate Limiting
- API Analytics
- Audit Logs
- Versioning
OCR API
Turn documents into machine-readable text.
- Document OCR
- Image OCR
- PDF OCR
Invoice Extraction API
Extract structured invoice fields at scale.
- Vendor
- Invoice Number
- VAT
- Currency
- Due Date
Fraud Detection API
Score risk before you post or pay.
- Duplicate Detection
- Risk Analysis
- AI Validation
Compliance API
Apply tax and country rules programmatically.
- VAT Validation
- Tax Rules
- Country Compliance
AI Chat API
Ask finance questions in natural language.
- What are my top suppliers?
- Show unpaid invoices.
- Summarize monthly spend.
Workflow API
Automate approvals, routing, and notifications.
- Approvals
- Routing
- Notifications
API Consumption
Usage-based APIs for platforms that embed Invoice AI.
OCR API
Starting at
€0.02
per page
Invoice Extraction
Starting at
€0.05
per invoice
Fraud Detection
Usage Based
Compliance API
Usage Based
AI Chat API
Usage Based
Workflow API
Usage Based
Enterprise API
Custom Pricing
Volume discounts available.
Enterprise Ready
Supported integrations
Connect Invoice AI to the systems finance and IT already trust.
SAP
Oracle
DATEV
Workday
Microsoft Dynamics
QuickBooks
Stripe
Salesforce
Google Workspace
Microsoft 365
Ready to transform your finance operations with AI?
Private AI, ERP integrations, hybrid deployment, and dedicated success for enterprise finance teams.
Finance teams that stopped doing it by hand
“Invoice AI reduced our bookkeeping workload by over 80% while improving financial accuracy.”
Mara Klein
CFO · Nordlicht Media
“Approvals and VAT checks that used to take days now clear before lunch.”
Sami Rahman
Controller · Rheinbilanz GmbH
“We finally have an AI CFO we can interrogate in plain language and trust the answers.”
Ava Holm
Founder · OrbitPay
“DATEV export and audit trails made our clients’ tax advisors believers overnight.”
Lena Novak
Partner · Steuerwerk Partners
ROI
ROI calculator
Estimate hours saved, monthly and annual cost savings, ROI, and payback from automating invoice processing.
Assumes Pro Plus (€99/mo) as reference plan
Hours saved / month
Money saved / month
€
Annual savings
€
Estimated ROI
Payback period
months
Resources
Frequently asked questions
Straight answers for finance, IT, and compliance stakeholders.
Extraction typically exceeds 95% on clean digital invoices, with confidence scores and human review for exceptions.
Double-entry ledgers with flexible charts of accounts; configured for common EU SME and German practices including GoBD-oriented workflows.
Yes. The Tax Agent validates rates, computes amounts, and surfaces filing-ready summaries.
Bank feeds and reconciliation workflows are available on Pro and above, with payment scheduling on higher tiers.
Yes. DATEV-oriented exports are supported for German tax advisors and accounting firms.
Data is encrypted in transit (TLS) and at rest. Access is governed by organization membership and roles.
Always. Journals, approvals, and agent outputs include explainability so humans stay in control.
Import paths and onboarding support help you migrate charts, vendors, and historical documents.
Yes. Multi-currency documents and reporting are first-class features.
Each agent run stores rationale, confidence, and source fields so auditors can reconstruct decisions.
We provide GoBD-oriented immutability, audit logs, and exportability designed for German bookkeeping practice.
The product UI ships in English, German, and Arabic (RTL). Document understanding covers major European languages.
Most teams are productive in under five minutes; Ultimate and Enterprise include dedicated onboarding.
API access starts on Pro Plus for ingest, status, and integration workflows.
On-premise and private cloud deployments are available on Enterprise.
Retention follows your policy and legal requirements, with GDPR export and erasure tooling for data subjects.
RBAC is available; Ultimate and Enterprise expand role management for larger orgs.
Responsive web is fully supported; mobile app access is included from Pro.
Formal SLAs, dedicated support, and security reviews are part of Enterprise.
Start on Free anytime. Paid plans include trial windows so you can validate ROI before committing.
Ready to transform your finance operations with AI?
Book a demo with our solution architects - or talk to an AI expert about private models and ERP rollout.